Comments on: Learn What To Do In Bad Credit Situation http://www.badcreditloancenter.com/what-to-do-in-bad-credit-situation/ EXPRESS APPLICATION and the highest bad credit personal loans approval rate online. Fast secured personal loans and auto loans for people with less than perfect credit. Sun, 05 Feb 2012 13:19:49 +0000 hourly 1 By: Anonymoushttp://www.badcreditloancenter.com/what-to-do-in-bad-credit-situation/#comment-2203 Anonymous Mon, 31 Aug 2009 04:48:05 +0000 http://www.badcreditloancenter.com/?p=203#comment-2203 I need a personal loan but have a recent foreclosure what do I do? I am currently paying my credit cards debt through a debt management program. I need a personal loan but have a recent foreclosure what do I do? I am currently paying my credit cards debt through a debt management program.

]]> By: Lydiahttp://www.badcreditloancenter.com/what-to-do-in-bad-credit-situation/#comment-1726 Lydia Wed, 12 Aug 2009 23:21:06 +0000 http://www.badcreditloancenter.com/?p=203#comment-1726 Hi! I recently got married, we tried paying everything in cash, bu ended up with almost $20k in credit card debt. My husband lost his job & its hard to make ends meet. I make my payments on time & pay a little over the minimum. Can you help me find a bad loan lender that will work with my situation? My current debt to ratio is well above 36%. It's hard to get a loan, or even a credit card at this point. Hi! I recently got married, we tried paying everything in cash, bu ended up with almost $20k in credit card debt. My husband lost his job & its hard to make ends meet. I make my payments on time & pay a little over the minimum. Can you help me find a bad loan lender that will work with my situation? My current debt to ratio is well above 36%. It’s hard to get a loan, or even a credit card at this point.

]]> By: adminhttp://www.badcreditloancenter.com/what-to-do-in-bad-credit-situation/#comment-1614 admin Fri, 07 Aug 2009 02:35:32 +0000 http://www.badcreditloancenter.com/?p=203#comment-1614 Pam, You are correct you should never have to pay any money up front to get a loan. In my opinion that is 100% a scam. Even if it's not a scam it would be a very bad financial decision for you to "pay" for a loan. It means you would pay for a loan then pay interest on top of that. Was this loan through a bank or a website online? If it was a website online please share the URL ( website ) so other people will know to avoid this so called lender. Thanks, Daniel Pam,

You are correct you should never have to pay any money up front to get a loan. In my opinion that is 100% a scam. Even if it’s not a scam it would be a very bad financial decision for you to “pay” for a loan. It means you would pay for a loan then pay interest on top of that. Was this loan through a bank or a website online? If it was a website online please share the URL ( website ) so other people will know to avoid this so called lender.

Thanks,
Daniel

]]> By: Pamhttp://www.badcreditloancenter.com/what-to-do-in-bad-credit-situation/#comment-1570 Pam Wed, 05 Aug 2009 16:22:06 +0000 http://www.badcreditloancenter.com/?p=203#comment-1570 Please explain somethingto me. I have bad credit because of a nasty divorce and a mortgage on a property that the other party will not keep current. He owes the HOA $8000 and the mortgage is in both of our names and it is not current however he kept the house. I have someone offering to give me a loan but only if I can pay insurance up front which is $850 and then they state that I will have full access to the funds or I can pay $500 and get full access to the funds and pay the balance once I received the loan. Is this true or false (or a scam) becuase i ahve been told before that anytime you request a loan you should not have to pay anything up front to get a loan. Please explain somethingto me. I have bad credit because of a nasty divorce and a mortgage on a property that the other party will not keep current. He owes the HOA $8000 and the mortgage is in both of our names and it is not current however he kept the house.

I have someone offering to give me a loan but only if I can pay insurance up front which is $850 and then they state that I will have full access to the funds or I can pay $500 and get full access to the funds and pay the balance once I received the loan.

Is this true or false (or a scam) becuase i ahve been told before that anytime you request a loan you should not have to pay anything up front to get a loan.

]]> By: adminhttp://www.badcreditloancenter.com/what-to-do-in-bad-credit-situation/#comment-1037 admin Mon, 29 Jun 2009 17:14:39 +0000 http://www.badcreditloancenter.com/?p=203#comment-1037 Sue first let me say I am so sorry to hear this. It's a long shot but have you tried to consolidate your debt? It's going to be hard to do with a home but it's worth a shot. Also have you tried to contact your home and auto lenders directly? Sometimes they will be willing to work with you and set up a new payment plan. It's rare but it does happen. There are places that can help you since you have bad credit but they are going to gauge you with extremely high APR. I don't know your specific circumstances but filing for bankruptcy may be your best option. It will follow you around for a number of years but you can recover your credit rating. I had a friend who poured every penny he had and more into a restaurant. Several years later he filled bankruptcy and he was devastated. He assumed he would never own another home or be able to live comfortably. Well he was wrong, it took him several years of hard work, renting a home and driving a old car but he is just fine now. He owns a very nice home, drives a new vehicle and his family is very comfortable. If you would like me to refer you to a lender that may be able to help ( very high APR ) just post back here and I will email you. I truly wish you the best of luck, Daniel. Sue first let me say I am so sorry to hear this. It’s a long shot but have you tried to consolidate your debt? It’s going to be hard to do with a home but it’s worth a shot. Also have you tried to contact your home and auto lenders directly?

Sometimes they will be willing to work with you and set up a new payment plan. It’s rare but it does happen. There are places that can help you since you have bad credit but they are going to gauge you with extremely high APR.

I don’t know your specific circumstances but filing for bankruptcy may be your best option. It will follow you around for a number of years but you can recover your credit rating. I had a friend who poured every penny he had and more into a restaurant.

Several years later he filled bankruptcy and he was devastated. He assumed he would never own another home or be able to live comfortably. Well he was wrong, it took him several years of hard work, renting a home and driving a old car but he is just fine now. He owns a very nice home, drives a new vehicle and his family is very comfortable.

If you would like me to refer you to a lender that may be able to help ( very high APR ) just post back here and I will email you. I truly wish you the best of luck, Daniel.

]]> By: Sue Cartwrighthttp://www.badcreditloancenter.com/what-to-do-in-bad-credit-situation/#comment-1034 Sue Cartwright Mon, 29 Jun 2009 14:08:58 +0000 http://www.badcreditloancenter.com/?p=203#comment-1034 Can some one please help me I don't have good credit at all. We had a judgement on us and about ready to loose our home. We are about ready to have a repo on us as well. Some one please help me we don't know what to do and we dont want to file bankrupt please please help me any one. Can some one please help me I don’t have good credit at all. We had a judgement on us and about ready to loose our home. We are about ready to have a repo on us as well. Some one please help me we don’t know what to do and we dont want to file bankrupt please please help me any one.

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