Be Aware of Gift Card Scams on Facebook

Facebook is a great way to keep in touch with our friends and even make new acquaintances. Many of us are completely hooked on to it and can’t let a day pass by without checking updates on it. Facebook even though is a place for friends, attracts scammers also. It gives these deceitful people a chance to reach millions of people worldwide through a closely knit network. [Read more…]

Avoid Being Scammed When Using Your Debit Card

When buying a product or service, many people use their debit card to make the payment. But before you use your debit card, stop and think whether it is the best way of making that particular payment.

Debit cards and credit cards are quite different and they have their own advantages and disadvantages. There are different levels of protection provided in these cards – the most important difference being that a debit card gives direct access to your checking account, which means it is riskier. [Read more…]

How to Protect Yourself from Investment and Ponzi Scams

Investment frauds are being perpetrated at a wider scale these days. One of the common frauds is the Ponzi scheme in which the investor is paid back from his own money or from the money of new investors, but the schemes soon collapses, wiping out the wealth of later investors. You have to be cautious while investing so that you do not fall into any of these traps. The best way to protect your wealth is to find a trustworthy financial adviser. [Read more…]

Credit Repair

We all know the importance of having a good credit history. A clean record gives us the privilege of landing a higher amount of home mortgage loan, car loan, or insurance at friendly, affordable interest rates. But since most people couldn’t control their credit, they become delinquents – and soon they become prey to companies who offer consumer credit repair. [Read more…]