Owning a Harley Davidson is part of almost every man’s dream. But if you currently have a bad credit rating, it might be difficult to get financing for your very own Harley Davidson. Because of your bad credit background, most lenders will not be willing to work with you in acquiring loans you can use to finance your Harley Davidson. Also, a motorcycle loan is considered as a higher risk investment for lenders, unlike an auto loan, which makes it even the more difficult for you.
Fortunately, you still have options. There are certain banks and companies that are willing to grant you bad credit Harley Davidson finance so you can own the bike of your dreams.
There are many ways for you to buy a Harley Davidson, whether you have good credit or are looking for bad credit Harley Davidson finance. If you are seeking to buy a new Harley Davidson, then it would be recommended for you to start your Harley financing search through the dealership where you are looking for your Harley. Most, if not all, Harley dealers can give you competitive rates and additional financing for you or your bike’s gear and customized items.
If you have bad credit, don’t stress it out too much. There are those Harley Davidson finance people that offer the “Delta Program”, where they help give bad credit Harley Davidson finance to people with weak credit. There are some requirements if you want to avail of bad credit Harley Davidson finance.
You will have to have a regular job, steady source of income, and proof of residency. If you are tired of being turned down because of your bad credit, then approach your HD dealer and ask questions regarding this program so you can learn more on how to get bad credit Harley Davidson finance.
Another type of financing for Harley Davidson is through a Private Party deal. You can get financing if you plan to buy a used Harley Davidson from a certain individual. With this type of financing, you can still get the same low interest rates as with new Harley buyers, and can also include insurance in your package. And, if you are looking to buy a late model bike, you can even qualify for an extended service contract.
One place you can get comparison quotes for Harley Davidson is the Harley Davidson Financial Services. Visit their site and fill up some personal information in order to generate quotes. You can also fill an application online through their website. Since Harley Davidson does not provide private label credit card financing, your only alternative is to go for installment financing.
With all the options available for people with good credit and those looking for bad credit Harley Davidson finance,it is not impossible to buy that new or classic Harley Davidson of your dreams. Having bad credit does not have to stop you from owning your very own Harley. Approach the right people who can give you bad credit Harley Davidson finance and feel the Harley Davidson biking experience.