How Health Insurance Deductibles Can Reduce Your Premiums

Health insurance premiums are recurring expenses that have to be met consistently and on time in order to ensure proper coverage for medical expenses. In tough times like the recent recession, such recurring expenses can put a huge strain on finances causing many people to default on payments and leave themselves exposed to further financial burden when medical emergencies occur. [Read more…]

Will Your Insurance Pay for Damage Caused by a Fallen Tree?

Recently, strong winds wreaked havoc in many states and left a lot of property damaged. In many cases, it was the falling trees that were responsible for most of the damage. Falling trees wrecked cars, power lines and even entire homes. Naturally, most homeowners ran to their insurance agencies. But does your insurance cover such cases? That depends on a number of variables. [Read more…]