FDIC Proposes Higher Fees for Larger and Riskier Banks

The Federal Deposit Insurance Corporation has come up with a new proposal for calculating its fees. According to the proposal, banks that are bigger and riskier will have to pay more for insurance of their deposits so that they are discouraged from indulging in risky behavior. [Read more…]

New Proposal for Evaluating 401(k) Retirement Plans

The Department of Labor has come up with a new proposal that 401(k) retirement plans should only be evaluated on the basis of fees and other charges. The computerized advice models will not factor in the history and performance of these funds. [Read more…]

New Gift Card Rules Will Protect You from Early Expiration and Inactivity Fees

The Federal Reserve announced new rules concerning gift cards to protect the consumers’ interests against abuse by credit card issuers. For long now, consumers had to cough up hefty fees and charges on account of servicing, inactivity or dormancy. To top it, the expiry dates of gift cards can be short, which leads consumers to losing money on these cards without even using them. [Read more…]

Debit Card Overdraft Fees for Bank of America Accounts Eliminated

You will no longer be able to spend what you don’t have in your Bank of America account. The surprise overdrafts and the subsequent hefty fees will soon become a thing of the past over with your Bank of America debit card point of purchase transactions. Bank of America has announced elimination of overdraft fees on such debit transactions, and this will come in effect from June for new accounts and from August for existing accounts. [Read more…]

Home Bottom #1 Widget

This is a widgeted area which is called Home Bottom #1. It is using the Genesis - Featured Post widget to display what you see on the Enterprise child theme demo site. To get started, log into your WordPress dashboard, and then go to the Appearance > Widgets screen. There you can drag the Genesis - Featured Post widget into the Home Bottom #1 widget area on the right hand side. To get the image to display, simply upload an image through the media uploader on the edit post screen and publish your post. The Featured Post widget will know to display the post image as long as you select that option in the widget interface.

Home Bottom #2 Widget

This is a widgeted area which is called Home Bottom #2. It is using the Genesis - User Profile widget to display what you see on the Enterprise child theme demo site. To get started, log into your WordPress dashboard, and then go to the Appearance > Widgets screen. There you can drag the Genesis - User Profile widget into the Home Bottom #2 widget area on the right hand side.

Home Bottom #3 Widget

This is a widgeted area which is called Home Bottom #3. It is using a text widget to display what you see on the Enterprise child theme demo site. To get started, log into your WordPress dashboard, and then go to the Appearance > Widgets screen. There you can drag a text into the Home Bottom #3 widget area on the right hand side.