What Affects Your Credit Score Negatively

The after effects of the mortgage loan crisis are going to be felt for years to come. Already loan and mortgage lenders are tightening the criteria of lending and you may feel the change when you are out shopping for a loan.

The FICO credit score is the most widely used primary factor to assess you risk as borrower. The score ranges from 300 – 850. The higher the score, the better the interest rates and terms offered to you on credit lines and loans. A score of 700 and above has so far been considered a healthy number, but this is now changing with the lenders becoming more risk averse. The lenders have now upped their criteria for eligibility and better borrowing rates by almost 20 – 40 points. [Read more…]

Home Bottom #1 Widget

This is a widgeted area which is called Home Bottom #1. It is using the Genesis - Featured Post widget to display what you see on the Enterprise child theme demo site. To get started, log into your WordPress dashboard, and then go to the Appearance > Widgets screen. There you can drag the Genesis - Featured Post widget into the Home Bottom #1 widget area on the right hand side. To get the image to display, simply upload an image through the media uploader on the edit post screen and publish your post. The Featured Post widget will know to display the post image as long as you select that option in the widget interface.

Home Bottom #2 Widget

This is a widgeted area which is called Home Bottom #2. It is using the Genesis - User Profile widget to display what you see on the Enterprise child theme demo site. To get started, log into your WordPress dashboard, and then go to the Appearance > Widgets screen. There you can drag the Genesis - User Profile widget into the Home Bottom #2 widget area on the right hand side.

Home Bottom #3 Widget

This is a widgeted area which is called Home Bottom #3. It is using a text widget to display what you see on the Enterprise child theme demo site. To get started, log into your WordPress dashboard, and then go to the Appearance > Widgets screen. There you can drag a text into the Home Bottom #3 widget area on the right hand side.